Non Conforming Home Loan

Our Non Conforming Loans can help get you back into the housing market or assist you to consolidate your current debts if you are having trouble getting finance through the mainstream Lenders.

Non Conforming Loans are designed to help you even if you have found yourself with major credit problem. This includes current arrears on your mortgage or other consumer debt or even if you have been a discharged bankrupt from as little as 1 day. This loan can even help you if you are self employed with as little as a 10% deposit and no way of providing sufficient income verification, at the time you want to make the application.

With the current interest rate market, you might currently find yourself struggling to meet all of your current monthly commitments to your mortgage, personal loans and/or credit cards. Due to the short nature of personal loans and credit cards we can often find ourselves paying high monthly payments. With a Non Conforming loan you can combine all of the loans into one more manageable loan payment. Although you might find the mortgage interest rate is higher than you are currently paying when the other loans are combined together the totally payment required per month is likely to be considerably less than you are currently paying to all the other debts.

These loans can help to provide a short term solution to help you find your way back into the mainstream lending market. Whilst helping you to buy your new home or hang onto your existing one.